What is a user account?

A user account serves as a specific digital identity created for an individual within a computer system. This identity enables the user to access various system resources, applications, and personalized settings. Each user account typically includes a username and password, which authenticate the user's identity, ensuring that access is restricted to authorized individuals only. Additionally, a user account facilitates the management of privileges, allowing system administrators to control what each account can do and access within the system. In contrast, the other options do not encompass the full scope of what a user account represents, as they focus on transient or non-individualized concepts.