How does Multi-Factor Authentication (MFA) improve user account security?

Multi-Factor Authentication (MFA) significantly enhances user account security by requiring two or more verification factors before granting access to an account. This approach goes beyond traditional username and password combinations by adding additional layers of security, such as something the user knows (like a password), something the user has (like a smartphone or hardware token), or something the user is (like a fingerprint or facial recognition).

When multiple factors are required, the chances of an unauthorized individual gaining access to an account are dramatically reduced. Even if a password is compromised, without the additional verification factor, access is still denied, thus maintaining the integrity and security of the account. This multi-layered security strategy helps protect against various threats, such as phishing attacks or credential theft, making MFA a crucial component in user account management and overall cybersecurity.